To ensure the Motability Scheme is affordable for all, drivers under 25 may only drive cars with an ABI Insurance Group of 16 or lower and with a power output of 120 brakehorse power (BHP) or less (this does not apply to Wheelchair Accessible Vehicles). In addition, only one named driver under 21 is permitted – this could be the disabled customer, or another driver living at the same address.
Learning to drive
If you receive a higher rate mobility allowance, you can learn to drive at 16. As a customer, you can learn to drive in your Motability car as long as:
- You have a provisional licence
- You are listed as a permitted driver on the Certificate of Motor Insurance
- You are accompanied by a driver who is over 21 and has held their licence for at least three years. They should be named on your Certificate of Motor Insurance in case they need to take control of the car themselves.
You can apply for your provisional licence three months before your 16th birthday by completing an online application at direct.gov.uk Opens in new window or by obtaining a D1 application form from your local post office.
Any other drivers with provisional licences must be over 21 if you want them to drive your car, and you can only have one learner driver on your Certificate of Motor Insurance at any one time.
Help with the cost of driving lessons
If you are an existing Motability Scheme customer, additional charitable support may be available for up to 40 hours of tuition. To qualify for help you must be a current customer of the Scheme and hold a valid provisional licence. If funding is granted, you must complete your tuition within 12 months. Please contact our Customer Services Team on 0300 456 4566 for more information on applying for help. Please note we are unable to provide funding for practical or theory tests.