The Motability Scheme enables disabled people to lease a new car, scooter or powered wheelchair by exchanging their government funded mobility allowance . If you receive either the Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA), the Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC PIP) , the War Pensioners’ Mobility Supplement (WPMS) or the Armed Forces Independence Payment (AFIP) you may be eligible to join the Motability Scheme.
Other eligibility facts
To lease a car through Motability, you must have at least 12 months’ award length remaining. Only the higher or enhanced rate of the mobility allowance is used. Please note that the Attendance Allowance cannot be used to lease a car through Motability.
As of 6 April 2015, the weekly allowance rates are as follows:
- Higher Rate Mobility Component of Disability Living Allowance; Enhanced Rate of the Mobility Component of Personal Independence Payment; Armed Forces Independence Payment: £57.45
- War Pensioners' Mobility Supplement: £64.15
One of the common misconceptions regarding eligibility for the Scheme is that there is an upper age limit - this is not the case. In fact a third of our customers are aged over 65. As long as you already receive one of the relevant allowances , you are eligible for the Scheme.
The confusion happens as the DWP does have an upper age limit of 64 for people who would like to apply for disability related benefits for the very first time. If you are applying for disability related benefits for the first time and are aged 65 or over, the DWP will ask you to register a claim for Attendance Allowance, which you are not able to use to join the Scheme.
Parents or guardians can lease a car on behalf of a child aged three years and above, who is receiving HRMC DLA.
More about allowances used on the Motability Scheme
Information about Personal Independence Payment
Would you like to add a driver?
Up to two named drivers are included as part of your lease; these can be yourself, friends, family or carers. You can also add a third driver at an additional cost.
Therefore, you can still lease a car even if you don't drive – you simply nominate two drivers who can drive on your behalf.
Nominated drivers should normally live within five miles of the disabled customer's address. You’ll also need to confirm that all proposed drivers agree to the terms and conditions for using a Motability car.
Only one nominated driver under 21 is permitted. This can be you or another driver who lives at your address. Drivers under the age of 25 can only drive cars in the lower ABI insurance groups of one to 16 and with a brake horsepower rating of 115BHP or less.
Please bear in mind that proposed drivers with certain convictions, disqualifications or endorsements within the last five years will not be allowed. Speak to your dealer or RSA Motability (RSAM) for more information.
Checking your eligibility
If you would like assistance checking whether you are eligible for the allowance, contact one of the following agencies:
- For enquiries about claiming Disability Living Allowance or Personal Independence Payment, please telephone 03457 123456 or visit the DWP websiteOpens in new window . If you live in Northern Ireland, please telephone: 028 9090 6182
- For enquiries about claiming War Pensioners' Mobility Supplement or Armed Forces Independence Payment, please contact Veterans UK on 0808 191 4218 or visit the Veterans UK websiteOpens in new window .
Please note, Motability does not decide who receives the allowance. The Department for Work and Pensions decides who receives the allowance. If you lose the allowance during your lease, we will make arrangements for the return of the car. However, you will only pay the cost of the lease until the car is returned, not for the remaining length of the lease. If you paid an Advance Payment , this will be refunded to you on a pro rata basis.
Remember, you can choose to spend your higher rate mobility allowance in whatever way you wish. If you only travel short distances, you might want to consider leasing a Motability scooter instead of a car. However, if you only travel occasionally, it might be more cost-effective for you to spend your allowance on other modes of transport such as taxis. Organisations such as Disability Rights UKOpens in new window and RicaOpens in new window produce high quality information on a number of accessible mobility solutions.