New to PIP and the Motability Scheme
If you are awarded the Enhanced Rate of the Mobility Component of PIP you may be eligible to join the Motability Scheme.
If you have 12 months or more remaining on your current allowance then you can apply to lease a car, Wheelchair Accessible Vehicle (WAV), scooter or powered wheelchair.
Watch our short video to see how the Motability Scheme works
How does it work?
You simply exchange all or part of your mobility allowance to lease a vehicle of your choice. After three years, either hand back your car, or if you’d like to stay on the Motability Scheme, you can choose to lease a new vehicle for another three years.
Apart from fuel, everything else you need is provided as part of the leasing package:
You’ll be fully insured
If you choose to lease a car or WAV, you can name two drivers on your insurance so you can still enjoy worry-free motoring even if you don’t drive
Full breakdown assistance is included
All servicing, maintenance and repairs are covered, so there are no unexpected repair bills
If your allowance ends during your lease
If your PIP allowance is due to end during your agreement it’s your responsibility to ensure it is renewed on time with the DWP so you can continue to lease through the Motability Scheme. If the DWP decide you are no longer eligible for the allowance you’ll have to return the vehicle, there will be no further lease payments after the vehicle has been returned or any penalty charges.
car Leasing a car
The Motability Scheme has a wide range of over 2,000 cars to choose from and there are three pricing options:
- Cars that cost less than your mobility allowance , meaning your keep any money left over
- Cars cost the same as your mobility allowance , so you swap your allowance for the car of your choice
- Cars that use your full mobility allowance and also require an Advance Payment , so you can increase your choice further by paying a one-off upfront payment
Cars are available on a three year lease with a mileage allowance up to 60,000.
If you need adaptations to help make your driving or travelling experience easier there are currently over 350 adaptations available to help with driving, access and stowage. Many of these are available at no extra cost when fitted at the start of your lease.
wav Leasing a WAV
If you find transferring from your wheelchair into a standard car and storing your wheelchair difficult, a WAV could make travelling a lot easier for you. WAVs are vehicle that have been converted by specialists so that wheelchair users can travel in them while remaining in their wheelchair, either as a passenger or a driver.
Brand new WAVs are available on a five year lease with a mileage allowance up to 100,000. A limited number of Nearly New WAVs are available on a three year lease with a mileage allowance up to 60,000. Nearly New WAVs come with the same all inclusive worry-free lease package and are often a more affordable way to lease a WAV on the Motability Scheme.
pws Leasing a scooter or powered wheelchair
If your lifestyle is more suited to short journeys and you can travel fairly independently, a scooter or powered wheelchair could help with your mobility.
There are more than 300 products to choose from, ranging from small boot scooters to large road ready scooters for going longer distances and carrying heavier loads. Virtually all of our scooters and powered wheelchairs cost less than your weekly allowance so you'll have money left over.