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How the Scheme works

The Motability Scheme enables anyone in receipt of a qualifying mobility allowance to use their mobility allowance to lease a car, scooter, powered wheelchair or Wheelchair Accessible Vehicle (WAV).

How it works

You simply exchange all, or part of your mobility allowance to lease the vehicle of your choice. You choose the vehicle you want at a price that works for you, and payments are deducted from your allowance every four weeks, then paid directly to us by your benefit payment agency.

Our standard lease is over three years, or five years if you are leasing a WAV.

All-inclusive leasing

We take care of all the below running costs, so all you need to do is add fuel and go: 

  • Insurance (for up to three named drivers for cars and WAVs)
  • Servicing, maintenance and repairs due to general wear
  • Breakdown cover
  • Tyre repair and replacement
  • Windscreen repairs

Before you lease a vehicle through the Motability Scheme, you’ll need to make sure that you’re happy with the Scheme’s terms and conditions and understand how the vehicle can be used .

Watch our short film about how the Scheme works below.

Ready to get started?

Learn more about the three easy steps to joining the Scheme.

How to join

Hear from our customers

Today, over 630,000 customers enjoy the options and independence that the Scheme brings. Below are some of our happy customers explaining why they chose the Motability Scheme to keep them mobile. You can see what more of our customers say here .

Want to find out more?

If you'd like us to send you more information about the Motability Scheme, simply choose how you'd like to receive this by selecting a button below.