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Your lease package

You need to receive a qualifying mobility allowance to be eligible to lease an electric car through the Motability Scheme. We’ll give you a way to charge your car.


We’ve arranged to insure all cars.

Download the insurance booklet

If you’re involved in an accident, call RSAM as soon as possible to report the incident and register a claim on 0300 037 3737.

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What’s covered by your policy?

  • Loss or damage to your car including in-car equipment
  • Adaptations and modifications agreed with us
  • Replacement locks if keys are stolen

  • A temporary replacement car if yours is not drivable due to loss or damage
  • Personal accident cover up to £5,000
  • Legal liabilities and loss of use benefit
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What’s not covered 

  • Excess payment before repairs begin

  • Loss of keys or personal belongings 
  • Damage to interior of the car 
  • Non-standard equipment or modifications added as optional extras
  • Driving cars not provided by us
  • Unauthorised or uninsured drivers 
  • Using the car for business purposes

  • We recommend getting your chargepoint covered by your home insurance

Servicing and MOT


Regular servicing and maintenance is included as part of your worry-free package for your electric car. Any routine repairs are included in your agreement.

If you have adaptations fitted in your car, your installer will let you know if any regular maintenance is needed.  

MOT test

MOT tests check your car is safe to drive and meets environmental standards. It’s due every three years. If you have a three-year lease, your dealer will let you know when to arrange it. The cost of the MOT test is included in your lease. 

You might be able to get a Good Condition Bonus at the end of your lease if you’ve looked after your car well.

A dealer showing a woman how to use functions inside a car
New vehicle

When you need us, we’ll put you in touch with the right team and they’ll be happy to help.

Our customer service team


Breakdown cover

Breakdown cover for your electric car is included in your lease. If your car breaks down while you are out and about, or you have an accident, you can be confident that the RAC Motability Assist helpline and recovery staff are trained to handle your calls. They’re available all day, every day, all year round on 0800 731 1173.

Out of charge? Some RAC vans are fitted with an EV Boost, which can give you a 30-mile boost to get you home or to the nearest chargepoint.

Make sure you're happy with the terms and conditions and how you can and cannot use a vehicle on the Scheme before you lease an electric car. See more

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What RAC Motability Assist cover

  • They’ll recover your car to the nearest repairer if it cannot be repaired at the roadside
  • They’ll help get you where you’re going, or they’ll give you overnight accommodation
  • A replacement car for up to 48 hours if they decide your car isn’t fit to drive
Illustration of a checklist with a cross

What RAC Motability Assist does not cover

  • Driving outside of the UK and Europe
  • Repairs on caravans or trailers you might be towing

Charge point installation

One of the great things about leasing an electric car through the Motability Scheme is we’ll arrange and cover the standard cost of a home chargepoint and its installation, if you’re leasing your first electric car on the Scheme.

Having a chargepoint fitted at your home is the most convenient and cost-effective way of charging your electric car.

You can have a chargepoint installed at one of your approved drivers’ addresses, but you need to contact us to discuss this and get approval.

We’ll only pay for one chargepoint to be installed at the start of your first electric lease, so you need to be sure you will not change that driver during your lease. 

If we’re not able to fit a home chargepoint at your home, you’ll be given access to the bp pulse network for easy public charging.

If you have any questions or issues with your home chargepoint, please speak to your chargepoint installer directly.

Illustration of an electric car charging at a home chargepoint on a private drive

Speak to a dealer

It’s important to talk to a dealer when you’re ready, to check if your choice suits you. They’ll arrange test drives and place your order.

Find a dealer