How the Motability Scheme works
Exchange your qualifying mobility allowance for a brand-new car, Wheelchair Accessible Vehicle (WAVWheelchair Accessible Vehicle), scooter or powered wheelchair, so you can enjoy more freedom and independence.
Can I join the Scheme?
Yes, as long as you receive a qualifying mobility allowance with at least 12 months left. You can check right now. Just answer a few questions.
Which type of vehicle suits me best?
Different vehicles suit different people, so we’ll help you decide between our vehicle types and any adaptations. We’ll help you make sure you’re making the right choice for you.
How do I pay?
We’ll receive your payments straight from your allowance provider, to make paying simple. So you know, you might need to top this up with an Advance Payment.
How do I apply and order?
You can start applying online if it’s a car or a WAVWheelchair Accessible Vehicle. Once you’ve had a test drive and you’ve found a vehicle you like, visit a Motability Scheme dealer and they’ll order it for you.
How do I get my vehicle?
You’ll pick it up from your local dealer, if it’s a car. If it’s a different vehicle, they’ll deliver it to your home. Once you’re happy with it, you can start enjoying your vehicle.
What you’ll get in our worry‑free package
Insurance cover
We’ll arrange your insurance. You can add up to three named drivers and can change these at any time.
Servicing and MOT
We’ll cover your regular services and routine repairs, to keep your vehicle running perfectly.
Breakdown cover
We’ll give you breakdown cover so you can travel with peace of mind. If you get a car or a WAVWheelchair Accessible Vehicle, you’ll get RAC cover.
Support with your electric car
We’ll arrange and cover the cost of a home chargepoint and a standard installation, or give you access to the bp pulse network of over 9,000 public chargepoints. This depends on a few things.
Not sure which vehicle type is right for you?
We can help you decide. It’ll only take a couple of minutes.
Find what suits you
On average, satisfaction with the Scheme among our car customers is 9.6 out of 10
Ipsos interviewed 600 Motability Scheme car customers by telephone between 27 February 2024 and 20 March 2024
The Scheme is run by Motability Operations Ltd, and overseen by Motability (operating as Motability Foundation)(opens in a new window), a registered charity.
