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How you pay and what it costs

We make paying simple – we’ll take your payments straight from your allowance provider.

How do you take my payments?

We’ll take your payments straight from your allowance provider, to make paying simple.

You can exchange all or part of your mobility allowance. Choose the vehicle you want at a price that works for you.

So you know – you might need to top this up with an Advance Payment. If you choose any optional extras, you’ll need to pay extra for these too.


What is an Advance Payment?

It’s the amount you need to pay upfront for some vehicles. It’s in addition to your weekly mobility allowance. It is not a deposit and it’s non-refundable.

If you need to pay one, the amount is fixed when you order your car.

  • We need it because your allowance might not cover the full cost for some larger or more expensive vehicles
  • We calculate it by looking at the cost of the vehicle, its servicing and maintenance, and its expected value at the end of your lease. We negotiate with manufacturers every three months to get you the best price
  • You’ll pay it in one lump sum, directly to your Motability Scheme dealer, either before or on the day you get your vehicle. If you want to pay by cheque, you need to allow seven days for it to clear first
  • If you’re new to the Motability Scheme, you can trade in your old car to help pay your Advance Payment

Did you know you might be eligible for a grant? If you need a certain type of car or Wheelchair Accessible Vehicle but you cannot afford the Advance Payment, you might be able to get financial help. They’re means-tested, so it depends on your circumstances. Visit the Motability charity website to find out more about who can apply and how to apply.

Explore our range

We have a wide range of vehicles. We can help you decide which type suits you best.

See what’s available
Illustration of a woman holding a tablet, with a dog by her side

96% of customers were satisfied with the Scheme

Source: Customer satisfaction survey, May 2022

Have a question?

Am I eligible to join the Motability Scheme?

You need at least 12 months remaining on your disability allowance to lease a vehicle through the Scheme.

Find out more

How do I apply to the Motability Scheme to lease a vehicle?

If you are eligible for the Scheme, all you need to do is contact your local Motability dealer to make an appointment and arrange test drives.

Find out more

What cars are available at nil Advance Payment?

We have a wide range of cars available at nil Advance Payment, and some that take less than the full allowance.

Find out more

Can I apply for financial help?

If you are unable to afford the right mobility solution to meet your needs, Motability, the Charity, may be able to provide financial help. This help includes grants towards Advance Payments for cars, Wheelchair Accessible Vehicles (Wheelchair Accessible Vehicles), driving lessons and adaptations.

Find out more

What you’ll get in our worry‑free package

Insurance cover

Insurance cover

We’ll arrange this for you. You can add up to three named drivers and can change these at any time.

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Servicing and MOT

We’ll cover your regular services and routine repairs, to keep your vehicle running perfectly.

Illustration of a steering wheel

Breakdown cover

We’ll give you breakdown cover, so you can travel with peace of mind.

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Support with your electric car

We’ll arrange and cover the standard cost of a home chargepoint and its installation, or give you access to the bp pulse network of over 9,000 public chargepoints.

Next: Order your vehicle

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