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How you pay

Decide whether you want to use some or all of your mobility allowance, then choose a car that suits you. After you’ve collected your car, we’ll take your payments straight from your allowance provider, to make paying simple. So you know – you might need to top this up with an Advance Payment.

Choose how much you’ll pay

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Some of your allowance

You can choose to use just some of your allowance. This gives you over 25 cars to choose from. You can spend the rest of your allowance as you want, including if it goes up in the future.

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All of your allowance

You can choose to use all of your allowance. This gives you over 90 extra cars to choose from. If your allowance goes up in the future, we’ll take that too.

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All of your allowance plus

If you choose a more expensive car, you’ll need to pay an Advance Payment – this is the difference between your allowance payments and the cost over three years.

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96% of customers were satisfied with the Scheme

Source: Customer satisfaction survey, May 2022

Things to consider

Advance Payments

How topping up your allowance with your own money can help:

  • Choose from a wider choice of cars
  • Part exchange your old, non-Scheme car against your Advance Payment to help pay for it

Price guarantee

We update our prices every three months to make sure you’re getting the best deal. If the price of your car changes after we’ve accepted your order, we guarantee your Advance Payment will not go up unless you choose a different car.

Extras and getting adaptations

You can choose optional extras, like heated seats and privacy glass. You’ll need to pay extra for these.

We recommend you get your adaptations at the start of your lease, if you need them. If you decide you need them later, we can still add them after your lease has started, but you’ll need to pay for them separately.

Did you know you might be able to get a grant to help cover the cost of your vehicle? See how

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Our help starts here

We have a range of cars you can choose from. We’ll help you decide what suits you best.

Find the right car

What you’ll get in our worry‑free package

Insurance cover

Insurance cover

We’ll arrange your insurance. You can add up to three named drivers and can change these at any time. 


Servicing and MOT

We’ll cover your regular services and routine repairs, to keep your vehicle running perfectly.

Breakdown cover

Breakdown cover

We’ll give you RAC breakdown cover, so you can travel with peace of mind.

Next: Visit your dealer